|Table of Contents|

Impacts of Social Capital and Financial Cognition on Farmers′ Financing Behaviors

《北方园艺》[ISSN:1001-0009/CN:23-1247/S]

Issue:
2019年06
Page:
179-186
Research Field:
Publishing date:

Info

Title:
Impacts of Social Capital and Financial Cognition on Farmers′ Financing Behaviors
Author(s):
HE Xuewen1; ZHANG Yonghui1; 2; ZHU Wenfan1; LIU Junhua1
(1.College of Economics and Management,Northwest A&F University,Yangling,Shaanxi 712100;2.Theoretical Economics Doctoral Research Center/International Business School,Shaanxi Normal University,Xi′an,Shaanxi 710119)
Keywords:
financing behaviors; farmers; social capital; financial cognition; Logit model
PACS:
-
DOI:
10.11937/bfyy.20182524
Abstract:
Social capital embodies rural households′ social relations and communication capabilities,and financial cognition reflects the ability of rural households to obtain and process financial information.Based on family survey of Shaanxi farmer data,the Logit model was used to empirically examine the impact of social capital and financial cognition on the financing behaviors of rural households.In order to analyze the internal mechanism of the differences in farmers′ financing behaviors.The study concluded that friendship margin social capital promotes the financing behaviors of rural households,and kinship social capital inhibits the financing of rural households.What′s more,the recognition of financial policies is conducive to the financing behaviors of rural households,while the financial convenience recognition hinders the financing behaviors of rural households.In addition,the age of the head of the household has an inverted ‘U’ shape for its financing behaviors,with the turning point at 52 years old.To this end,cultivating farmers′ social capital,promoting financial knowledge and improving financial support for agriculture should be mentioned.

References:

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Last Update: 2019-04-22