The research on financing mode of rural cooperatives has been a starting point for improving the financing difficulty in rural areas all the time.Based on the analysis of the financing status of rural households in our country，a new financing mode was proposed based on dynamic supply chain financing model of rural cooperatives.In this model，three new financing products were proposed:supply chain finance products based on orders，pledges based on receivables and pledges of agricultural products.Hopefully，this model could further break the ‘difficult’ situation for rural cooperatives to raise funds and enhance the ability of rural cooperatives in raising funds and working capital.At the end of this study，suggestions on how to implement the new model were put forward，in the hope that the supply chain financing model could play a better role and make it harder for farmers to improve their financing.